Effective Date: 7 March 2025

Last Updated: 7 March 2025

These Terms and Conditions ("Terms") govern your use of Inzoda Digital (trading name of Steve Papps Jnr Consulting Limited) and apply to all clients, customers, and users engaging with our website, services, programs, and products.

By accessing our website www.inzoda.com, purchasing services, signing up for our programs, or engaging with Inzoda Digital in any manner, you agree to these Terms in full. If you do not agree, you must immediately discontinue use of our services.

1. Definitions

"Company," "We," "Us," or "Our" refers to Inzoda Digital.

"User," "You," or "Client" refers to any individual, business, or entity engaging with Inzoda Digital’s website, services, or products.

"Services" refer to all digital marketing, business coaching, consulting, website development, SEO, social media advertising, content marketing, and training programs provided by Inzoda Digital, including:

Get Clients

PT Launch Pad

The Online Growth Accelerator

2. Acceptance of Terms

By accessing or using our website, services, or programs, you acknowledge that you have read, understood, and agreed to these Terms.

1) These Terms constitute a legally binding agreement between you and Inzoda Digital.

2) If you do not agree to these Terms, you must not engage with our services.

3) We reserve the right to update, modify, or replace these Terms at any time, and continued use of our services constitutes acceptance of any changes.

3. Services Provided

A. Scope of Services

Inzoda Digital offers a range of digital marketing and coaching services, including but not limited to:

1) Website development & SEO

2) Social media advertising & management (Facebook, Instagram, LinkedIn)

2) Content marketing

3) Business coaching & training programs

We do not guarantee specific results from any service, including lead generation, increased sales, or marketing campaign success (unless stated otherwise).

B. Right to Refuse Service

We reserve the right to refuse service to any individual, business, or entity at our sole discretion without obligation to provide a reason.

4. Payment Terms – No Refund Policy

A. Pricing & Billing

1) All pricing is in New Zealand Dollars (NZD) unless otherwise stated.

2) Full payment is required upfront before services commence, unless otherwise agreed in writing.

3) We use third-party payment processors (e.g., Stripe, PayPal), and we do not store payment details.

B. No Refund Policy – All Sales Are Final

1) All payments made to Inzoda Digital are non-refundable and final (unless stated otherwise).

2) No refunds will be issued under any circumstances, including dissatisfaction with services, lack of results, or changes in business circumstances.

3) Subscription services (if applicable) must be cancelled before the next billing cycle. No refunds will be issued for partial use of services.

4) By purchasing from Inzoda Digital, you acknowledge and agree to this No Refund Policy.

5. Client Responsibilities

When engaging with Inzoda Digital, you agree to:

1) Provide accurate and complete information.

2) Not use our services for illegal, unethical, or fraudulent activities.

3) Not copy, modify, distribute, or resell any of our proprietary materials, including marketing strategies, training programs, or software.

4) Ensure compliance with New Zealand privacy laws when collecting customer data through our services.

Failure to comply with these responsibilities may result in termination of services without refund.

6. Intellectual Property Rights

A. Ownership of Content

All content on our website, including text, logos, videos, marketing materials, business coaching programs, and custom-built software solutions, remains the exclusive intellectual property of Inzoda Digital.

Unauthorized use, reproduction, or distribution of our content is strictly prohibited.

B. License to Use Services

Clients are granted a limited, non-exclusive, non-transferable license to use our materials for personal or business use only.

Any breach of our intellectual property rights may result in legal action.

7. Limitation of Liability – No Responsibility for Losses

To the maximum extent permitted by New Zealand law, Inzoda Digital is not liable for any direct, indirect, incidental, or consequential losses, including but not limited to:

1) Financial losses, loss of profits, or loss of business opportunities.

2) Business interruptions, advertising performance issues, or campaign failures.

3) Loss of data, cyberattacks, or website downtime.

4) Any third-party service failures, including Facebook Ads, Google Ads, LinkedIn, Stripe, or PayPal.

By engaging with Inzoda Digital, you agree to release us from any and all liability related to the use of our services.

8. Indemnification

You agree to indemnify and hold harmless Inzoda Digital, its employees, contractors, and affiliates from any claims, damages, or legal expenses arising from:

1) Your misuse of our services.

2) Your failure to comply with these Terms.

3) Any disputes arising between you and a third party related to our services..

9. Termination of Services

Inzoda Digital reserves the right to terminate or suspend your access to our services immediately if you:

1) Breach these Terms.

2) Engage in fraudulent or illegal activities.

3) Fail to make payments.

Upon termination, your access to any paid materials, memberships, or coaching programs will be revoked without refund.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of New Zealand.

Any disputes must first be attempted to be resolved amicably through direct communication.

If a resolution cannot be reached, disputes must be submitted to a New Zealand court.

11. Changes to This Privacy Policy

We may update these Terms and Conditions from time to time. The latest version will always be available at www.inzoda.com.

If we make material changes, we will notify users via email or a website notice.

11. Contact Information

For any questions or concerns about this Privacy Policy, please contact us:

Email: [email protected]

Business Address: 3 Northcroft Street, Takapuna, Auckland, NZ 0622